Dear Readers,
Some of you are mystified by the numbers on my blogs. As of 2009 (the #7900 Series)(those that are written in 2009), these are numbered #1 – to the end of 2009.
The numbers #7800 refer to the blogs written in 2008.
They were given another code number depending on which of the 5 original categories they were directed towards.
The blogs that start in 2006 and go through 2800 are now in books that can be purchased for exactly what Kinko’s charges plus shipping and handling expenses.
I make no profit from these books. It is my desire to make these blog-books available to schools and other readers. Can you help me with a wider distribution?
These blogs contain the best of my thinking as I receive thoughts from T.V., the “pundits”, and the other more public “scholars.
I do hope you agree with my directions.
Very truly yours,
Bill T. (William Tishman or glfstudent@yahoo.com)
Sunday, January 18, 2009
#04 – Personal - Inauguaration versus “Ignore-your-Nation”
Which did you vote for?
Were you “taken in” by the election rhetoric?
Did you vote for what you believed would happen or did you think the Bush doctrine was so terrible that the country would not survive?
Do you believe that Obama’s “team” would listen to the best advice that Bush had gotten?
What, exactly, is the bush doctrine? Can you tell, now, how it differs from the Obama doctrine?
Will the wars end tomorrow or in 6 months or in 6 years? Who, but the commanders on the ground know?
Do you believe the Obama’s promises “to end the war and bring home the troops within 6 months of the inauguration”?
Do you still believe that all poverty be taken care of by the “rich” people?.... Despite the facts that there is not enough money in the world to devise a policy to do this, much less from just the “rich”…..
Did you just become aware of the awful condition of the “economy”? … The fact that with these continuing deficits and bail outs carry an interest rate that even your grandchildren will have to pay… That there is no money cure for unemployment? … That this “mythical team” lacks the brains to handle the current conditions, much less, the future conditions this country will face.
Is this an “Inauguration or a “Ignoryournation”?
Do you think that listening to the loud voices of the bitter people would lead us to more logical policies?
Do you, now, think that electoral rhetoric” was the answer?.... Did your really think the words were the solutions…or did you think at all? …. Did you wave your arms and voices of “adoration” for another celebrity….or did you think at all? …
Will the past environment, the past associations, form the way the government will draw its policies?
Does America want "change"?
Is this an “Inauguration or a “Ignoryournation”?
Were you “taken in” by the election rhetoric?
Did you vote for what you believed would happen or did you think the Bush doctrine was so terrible that the country would not survive?
Do you believe that Obama’s “team” would listen to the best advice that Bush had gotten?
What, exactly, is the bush doctrine? Can you tell, now, how it differs from the Obama doctrine?
Will the wars end tomorrow or in 6 months or in 6 years? Who, but the commanders on the ground know?
Do you believe the Obama’s promises “to end the war and bring home the troops within 6 months of the inauguration”?
Do you still believe that all poverty be taken care of by the “rich” people?.... Despite the facts that there is not enough money in the world to devise a policy to do this, much less from just the “rich”…..
Did you just become aware of the awful condition of the “economy”? … The fact that with these continuing deficits and bail outs carry an interest rate that even your grandchildren will have to pay… That there is no money cure for unemployment? … That this “mythical team” lacks the brains to handle the current conditions, much less, the future conditions this country will face.
Is this an “Inauguration or a “Ignoryournation”?
Do you think that listening to the loud voices of the bitter people would lead us to more logical policies?
Do you, now, think that electoral rhetoric” was the answer?.... Did your really think the words were the solutions…or did you think at all? …. Did you wave your arms and voices of “adoration” for another celebrity….or did you think at all? …
Will the past environment, the past associations, form the way the government will draw its policies?
Does America want "change"?
Is this an “Inauguration or a “Ignoryournation”?
Friday, January 9, 2009
#01 - Personal - How to handle your “retirement”!
"Retirement” is a myth!
The American people have been lied too.
“America” has always held that the goal of the worker has been permanent “Retirement”!
It has never said what “retirement” means.
Can there be a “Retirement Policy”?
This “myth” affect all generations...those that are young …those that are still working….those that are thinking about retirement!
The government stresses “retirement” without knowing what it’s all about!
Are you sure there is a “retirement” policy?
Is a “retirement” policy something that everyone has ?
What do people do where there is no retirement policy?
What do you do with a retirement policy?
These are important questions that need answers.
What do you do in retirement? How does your life change? Is this a matter of money…only? Suppose you have extra time….what do you fill it with? With whom do you want to spend more time? How much more time and what do you want from this extra time?
How do you handle the so-called “Retirement Policy”?.... (if any?)
Are you thinking about all those things that you can buy? … (Why?)
Are you thinking about all those places you are going to visit? … (Why?)
Are you thinking about all you can do for the grandchildren?
Are you thinking about all you can do for yourself?
What actually is “retirement”?
Do you actually live to “retire”?
Does everyone have a different idea about “retirement”?
Suppose you don’t have to work in that awful job, suppose that you want to see your wife more, suppose you want to see your kids more, suppose you want to live in a house that’s bigger? Does this amount mean you are now living “in envy, in frustration”?
Do what you have to do, so you can choose what you want to do!
Well, what to do?
Live with an answer to these questions. Be satisfied with what you are doing, knowing that things will turn out better. Don’t live a life of waiting, of frustration, of envy”!
All the things you want now will come when you are ready! If your lifestyle is such that you are not ready, “worry” will only make it worse. It will not answer a thing.
Try to answer some of these questions. Try them on your best friend, your wife, your college age kids.
Try them while you still need the answers!..... Try them while you still have the time!
Or have you just “retired”?........ (The “myth” says it will answer all your questions.)
The American people have been lied too.
“America” has always held that the goal of the worker has been permanent “Retirement”!
It has never said what “retirement” means.
Can there be a “Retirement Policy”?
This “myth” affect all generations...those that are young …those that are still working….those that are thinking about retirement!
The government stresses “retirement” without knowing what it’s all about!
Are you sure there is a “retirement” policy?
Is a “retirement” policy something that everyone has ?
What do people do where there is no retirement policy?
What do you do with a retirement policy?
These are important questions that need answers.
What do you do in retirement? How does your life change? Is this a matter of money…only? Suppose you have extra time….what do you fill it with? With whom do you want to spend more time? How much more time and what do you want from this extra time?
How do you handle the so-called “Retirement Policy”?.... (if any?)
Are you thinking about all those things that you can buy? … (Why?)
Are you thinking about all those places you are going to visit? … (Why?)
Are you thinking about all you can do for the grandchildren?
Are you thinking about all you can do for yourself?
What actually is “retirement”?
Do you actually live to “retire”?
Does everyone have a different idea about “retirement”?
Suppose you don’t have to work in that awful job, suppose that you want to see your wife more, suppose you want to see your kids more, suppose you want to live in a house that’s bigger? Does this amount mean you are now living “in envy, in frustration”?
Do what you have to do, so you can choose what you want to do!
Well, what to do?
Live with an answer to these questions. Be satisfied with what you are doing, knowing that things will turn out better. Don’t live a life of waiting, of frustration, of envy”!
All the things you want now will come when you are ready! If your lifestyle is such that you are not ready, “worry” will only make it worse. It will not answer a thing.
Try to answer some of these questions. Try them on your best friend, your wife, your college age kids.
Try them while you still need the answers!..... Try them while you still have the time!
Or have you just “retired”?........ (The “myth” says it will answer all your questions.)
#02 - Personal - What makes you believe you can’t lose?
Do the “words” of a person prevent you from loss?
If a stranger says “you can’t lose on this deal”, do you accept his say-so?
If a stranger says “this house will increase in value 10% to 15% per year, do you take this as a fact?
What makes you believe you can’t lose?
You must have signed a “loan document” that says you will pay back the loan amount you borrowed for the house or car or furniture, or etc. along with the interest on the money you borrowed. This “loan document” also describes the collateral for the loan (i.e. the house, address etc., the type of car, its year, its VIN number, etc.) and the fact that you are willing to give up the ownership of the collateral if you don’t pay back the loan plus interest. Some document that you already signed is significant that a loan was granted.
Seeing this as a growing business, some groups of entrepreneurs joined the “business” of “loaning money”. They took these loans and made them into securities and resold them to another financial institution . (the so-called Mortgage Backed Securities) They were sold and re-sold. After all, you could buy a “collateralized loan”, at an interest rate, without the expense of grouping these loans.
You could do this until after you figured it out, that a portion of these loans would go bad, and , depending on your judgment; all you need to do was have enough money in reserve for those few loans. Since the market was supposedly “going up” what was there to lose?
But the market didn’t keep “going up” and more than a few loans became abandoned. Soon, there wasn’t enough money in reserve to pay for the “abandon loans”. So, some banks were unable to pay back. They went broke. Then some people couldn’t pay back their loans. They went broke. So, the people next store didn’t want to live in a neighborhood filled with boarded up houses, unkempt lawns, etc. so they put their house up for sale. But, nobody else wanted to live in such a run down neighborhood so they couldn’t sell at any price. So, they went broke. The restaurants and bars and stores, who had all these regular customers, no longer could depend on these customers coming in; so they closed up shop and went broke. Employment went down in these neighborhoods. So. With less consumers, they went broke.
What makes you believe you can’t lose?
That is the situation we’re in now. What is the way a lawyer, a bank teller, a butcher, a baker, etc. can be made to work on a bridge? Suppose the existing laws are such that the highest wages in the section of the country, the prevailing union wages, must be paid on all government projects; who is going to afford $40.00 per hour for a signal men to say “stop and go” for a highway construction. Who can afford this?
Will a bank teller take this kind of work?
What or how will money create 3 million jobs…. Is this possible?
But we were promised!.... Did we listen to just the words?
What else do we do?.... “But my team” will find the way! …. Have we created a monster?
Can America survive? …..We can and we must!
If a stranger says “you can’t lose on this deal”, do you accept his say-so?
If a stranger says “this house will increase in value 10% to 15% per year, do you take this as a fact?
What makes you believe you can’t lose?
You must have signed a “loan document” that says you will pay back the loan amount you borrowed for the house or car or furniture, or etc. along with the interest on the money you borrowed. This “loan document” also describes the collateral for the loan (i.e. the house, address etc., the type of car, its year, its VIN number, etc.) and the fact that you are willing to give up the ownership of the collateral if you don’t pay back the loan plus interest. Some document that you already signed is significant that a loan was granted.
Seeing this as a growing business, some groups of entrepreneurs joined the “business” of “loaning money”. They took these loans and made them into securities and resold them to another financial institution . (the so-called Mortgage Backed Securities) They were sold and re-sold. After all, you could buy a “collateralized loan”, at an interest rate, without the expense of grouping these loans.
You could do this until after you figured it out, that a portion of these loans would go bad, and , depending on your judgment; all you need to do was have enough money in reserve for those few loans. Since the market was supposedly “going up” what was there to lose?
But the market didn’t keep “going up” and more than a few loans became abandoned. Soon, there wasn’t enough money in reserve to pay for the “abandon loans”. So, some banks were unable to pay back. They went broke. Then some people couldn’t pay back their loans. They went broke. So, the people next store didn’t want to live in a neighborhood filled with boarded up houses, unkempt lawns, etc. so they put their house up for sale. But, nobody else wanted to live in such a run down neighborhood so they couldn’t sell at any price. So, they went broke. The restaurants and bars and stores, who had all these regular customers, no longer could depend on these customers coming in; so they closed up shop and went broke. Employment went down in these neighborhoods. So. With less consumers, they went broke.
What makes you believe you can’t lose?
That is the situation we’re in now. What is the way a lawyer, a bank teller, a butcher, a baker, etc. can be made to work on a bridge? Suppose the existing laws are such that the highest wages in the section of the country, the prevailing union wages, must be paid on all government projects; who is going to afford $40.00 per hour for a signal men to say “stop and go” for a highway construction. Who can afford this?
Will a bank teller take this kind of work?
What or how will money create 3 million jobs…. Is this possible?
But we were promised!.... Did we listen to just the words?
What else do we do?.... “But my team” will find the way! …. Have we created a monster?
Can America survive? …..We can and we must!
Tuesday, December 30, 2008
Personal - #31 - #501 - #85 - What kind of a person am “I”?
(Why use “us” or “we”?)
First of all, there’s no “we” in the question.
Secondly “we” are all a collection of “individuals”.
As “individuals”, we hear things and see things differently from other “individuals”!
There is no “speaking in general”… only “at” other individuals”.
As “individuals”, we come from different environments. We are educated in different ways.
Therefore, “as individuals” we must realize the difference between to talk "at" an individual” and to talk to a group (as a “we”, the group!)
“At” is a way to learn from others….. to hear and see from someone else’s point of view!
“We” is a way to take someone else’s ideas feeling as our own.
For instance….take a T.V. program, where an author states what he, himself, thinks. Do I take this as an “At” or a “We”….. Do I accept his most recent interpretation as a thought that I intend to have or do I accept this as a thought I might consider in the future.
To often, we repeat what is said rather than explore the ideas for future reference.
Can all words mean the same? Is rhetoric the final answer?
To many, it seems, that the words have a final meaning and we act on these words, rather than “consider” these words before we take an action.
Does this mean that you go through life without a positive thought?..... NO! But, by the same token, do you go through life without changing your mind? .
Example: My granddaddy, his father before him and I are Democratic. I would never vote for a Republican!
This also goes through a Liberal’s thought …..
(Whatever a Liberal means to you as an “individual”? etc.,etc.)
How do you make your own opinion about anything?
“CONSIDER, Rationalize, listen to other points of view……..!”
Don’t get stuck for life in any thought. There may be a better one just around the corner. Make up your mind when you have too, with the best help around…but always leave a little room for a new thought to appear!
There is an evil around. …..Being too sure! …… Being too positive!
First of all, there’s no “we” in the question.
Secondly “we” are all a collection of “individuals”.
As “individuals”, we hear things and see things differently from other “individuals”!
There is no “speaking in general”… only “at” other individuals”.
As “individuals”, we come from different environments. We are educated in different ways.
Therefore, “as individuals” we must realize the difference between to talk "at" an individual” and to talk to a group (as a “we”, the group!)
“At” is a way to learn from others….. to hear and see from someone else’s point of view!
“We” is a way to take someone else’s ideas feeling as our own.
For instance….take a T.V. program, where an author states what he, himself, thinks. Do I take this as an “At” or a “We”….. Do I accept his most recent interpretation as a thought that I intend to have or do I accept this as a thought I might consider in the future.
To often, we repeat what is said rather than explore the ideas for future reference.
Can all words mean the same? Is rhetoric the final answer?
To many, it seems, that the words have a final meaning and we act on these words, rather than “consider” these words before we take an action.
Does this mean that you go through life without a positive thought?..... NO! But, by the same token, do you go through life without changing your mind? .
Example: My granddaddy, his father before him and I are Democratic. I would never vote for a Republican!
This also goes through a Liberal’s thought …..
(Whatever a Liberal means to you as an “individual”? etc.,etc.)
How do you make your own opinion about anything?
“CONSIDER, Rationalize, listen to other points of view……..!”
Don’t get stuck for life in any thought. There may be a better one just around the corner. Make up your mind when you have too, with the best help around…but always leave a little room for a new thought to appear!
There is an evil around. …..Being too sure! …… Being too positive!
Wednesday, December 10, 2008
Personal - #29 - #501 - #83 - Has “CREDIT” become a nasty word?
When you use something without fully paying for it beforehand, you need “credit”.
Whether it’s a house or a T.V. or an auto, you often need “credit”.
Any keen entrepreneur knows that a national need can make someone a lot of money.
So-o-o, the entrepreneurs got into the “Credit” business. They already were in the lending of money (the Credit business) in many ways… mortgages, payrolls, and money for future needs such as inventory, Christmas gifts, etc.. except that Government was encouraging the new “ Credit business” with such things as guarantees, loan amounts, etc.
So-o-o, more people entered the “credit business”. Some were in it already but some entrepreneurs saw a grand new future in the new government’s position …. There people invented new instruments for Credit called bundling, credit swaps, etc. and a new business was formed! It was seemingly unregulated or partially unregulated, with a credit rating bureau that was funded by the same people that made money from the ratings, with lots of legal and illegal points of view, a “NO Docs” policy, etc.: The new Credit people became immoral, unregulated, and obscene in the making of money from this new “Credit Business”.
Now we find ourselves in a mess. Do we penalize the people who did the right thing in order to give the entrepreneurs a chance to succeed or what?
Do we spend the general taxpayer’s money so that the economy in general will thrive…or what?
We already paid the construction stiffs their wages in the present prices of the mortgages. So if we reward the builders by paying down the prices or the mortgages on this “overhang” what do the people who used judgment and played by the “former” rules get or are entitled to?
We allowed the mortgage market to zoom up….what now?
We allowed the new markets to form with their “no docs, and their “bundling” ….What now?
There is nothing strictly illegal, but we are all suffering!
And what do we do with the car companies? The Companies were blackmailed by sriking the companies into accepting trade rules and salaries that made them now uncompetitive. Whose fault is that?...management, the Government, the unions? Nothing illegal…just irrational!
Now we’re told, “My Team” will form the right policies. Without a guiding “philosophy”, all we’re going to hear is more political jabbering.
Have we made an intelligent choice?
Whether it’s a house or a T.V. or an auto, you often need “credit”.
Any keen entrepreneur knows that a national need can make someone a lot of money.
So-o-o, the entrepreneurs got into the “Credit” business. They already were in the lending of money (the Credit business) in many ways… mortgages, payrolls, and money for future needs such as inventory, Christmas gifts, etc.. except that Government was encouraging the new “ Credit business” with such things as guarantees, loan amounts, etc.
So-o-o, more people entered the “credit business”. Some were in it already but some entrepreneurs saw a grand new future in the new government’s position …. There people invented new instruments for Credit called bundling, credit swaps, etc. and a new business was formed! It was seemingly unregulated or partially unregulated, with a credit rating bureau that was funded by the same people that made money from the ratings, with lots of legal and illegal points of view, a “NO Docs” policy, etc.: The new Credit people became immoral, unregulated, and obscene in the making of money from this new “Credit Business”.
Now we find ourselves in a mess. Do we penalize the people who did the right thing in order to give the entrepreneurs a chance to succeed or what?
Do we spend the general taxpayer’s money so that the economy in general will thrive…or what?
We already paid the construction stiffs their wages in the present prices of the mortgages. So if we reward the builders by paying down the prices or the mortgages on this “overhang” what do the people who used judgment and played by the “former” rules get or are entitled to?
We allowed the mortgage market to zoom up….what now?
We allowed the new markets to form with their “no docs, and their “bundling” ….What now?
There is nothing strictly illegal, but we are all suffering!
And what do we do with the car companies? The Companies were blackmailed by sriking the companies into accepting trade rules and salaries that made them now uncompetitive. Whose fault is that?...management, the Government, the unions? Nothing illegal…just irrational!
Now we’re told, “My Team” will form the right policies. Without a guiding “philosophy”, all we’re going to hear is more political jabbering.
Have we made an intelligent choice?
Personal #28 - #501 - #82 - Is a man with a law degree, common sense and a good “gift for gab” make a good LEADER?
Is a man a “Good Leader” unless he posses a rare gift of a philosophy of sorts?
If he believes everyone in the world should have the same opportunities, the same standards of living that every one else has, shouldn’t you know? Suppose there are differences? Wouldn’t it be wise to find those differences out before he was elected “Leader”?
Who were his friends? Where did he get his philosophy? What does he truly believe?
Were you overcome by his “gift of gab”?
Do you now believe any president or his administration would make any National policy without many meetings and points of view?
Is an indictment of the “Administration” any different than “My Team” will create a 200 million man employment scheme?... or an end to the present financial demise? (etc.,etc.)
Have we elected a man who is changing his mind; and for once, gaining a philosophy?
Do we have the time now to wait?
Is a man’s common sense enough?
Is a man’s “gift of gab” enough?
Without a philosophy that we understand, have we elected someone to “Lead”?
What have we done?
If he believes everyone in the world should have the same opportunities, the same standards of living that every one else has, shouldn’t you know? Suppose there are differences? Wouldn’t it be wise to find those differences out before he was elected “Leader”?
Who were his friends? Where did he get his philosophy? What does he truly believe?
Were you overcome by his “gift of gab”?
Do you now believe any president or his administration would make any National policy without many meetings and points of view?
Is an indictment of the “Administration” any different than “My Team” will create a 200 million man employment scheme?... or an end to the present financial demise? (etc.,etc.)
Have we elected a man who is changing his mind; and for once, gaining a philosophy?
Do we have the time now to wait?
Is a man’s common sense enough?
Is a man’s “gift of gab” enough?
Without a philosophy that we understand, have we elected someone to “Lead”?
What have we done?
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