Newest Letter to all of you readers, July 5,2009 You can receive all of the blogs by typing Bill Tishman Insights in the Google box.
Click on "blacksheep bill'snewamerica blogspot.
Then you get the blog.
THEN GO TO THE RIGHT SIDE OF PAGE AND YOU SEE THE LISTING FOR ALL MY BLOGS
You can now select Bill Tishman Insights from 2007 to Aug.28,2008.
You can now select in the Bill Tishman Contemporary, Short Solutions from Aug.28,2008 to Feb.6,2009.
You can, also, then select the Black Sheep Bill Tishman blogs from Feb.6,2009 to the end of 2009(es.)
Thank you for your time and patience,
Bill T.
Friday, May 15, 2009
Friday, February 6, 2009
#10 -Do you want someone else to pay your bills?
A “Loss” means a “Loss” to you; but also, to someone else!
No matter what type of program (a “bailout”, a “Boondoggle”); you can attempt to, but you cannot eliminate, a “Loss” to someone else.
That “someone else” has got to be a part of the “Loss”…. (be it a bank. some agency). Someone who created the “paper” asset that claimed to back up the arrangement. It has to be a “Loss” to someone!
All this fancy talk about the successful way to eliminate “the bad loans” is just some more “talk”!
It cannot be done! …..Who’se gonna’ take the “Loss”? ….That’s what we oughta’ be talking about.
Eliminate a “Loss”? …..That’s a time waster!
If it’s the Banks, who initiated the loans, then how much are they willing to “Lose” to drop the original loan amount? How much are they willing to pay for the now depreciated loan?
If it’s the broker, when he can be found, what paper work is there to say whether the borrower can pay back the loan?
If it’s one of the loans that were packaged, who can say whether the amount paid for the packaged loan was sufficient to pay off the loan. The next to last owner of the packaged loans was to perform “due diligence” on the new owner of the package to see whether he was “responsible”.…
Someone, in this line, must take a “Loss”.
They can’t expect the person who has lived by the rules, paid his mortgage, to pay an additional amount to pay off the responsibility of someone else. It is this open question that makes the general public so disgusted.
Yeh, but what about all these efforts to pass a bill (stimulus, a bail out package, etc….)?
These efforts are a fraud to distract the general public that there is a way out without someone taking a “Loss”.
If the Government forms a “bad bank” for the next 20 years. all the loans that have not been paid are a direct “Loss” to the government. If the Government loans money to a bank at low interest up clear up a banks balance sheet, the Government “losses” money in the world market because of the low interest…. It’s a “Loss”!
“Someone else” has got to be a part of the “Loss”!
Can’t we charge someone with fraud?
P.S. (It wasn’t until we forgot to pay now, for what we wanted now, that all this trouble began.(but there was an increase in business! Without regulation and proper oversight, was the increase worth it?)
Bill T ….. (P.S. - Lessons to live by.)
It’s always a question of “definition”. What are we really talking about?
Do you really “understand” what we are talking about?
Are you looking for another debate or to learn something new?
No matter what type of program (a “bailout”, a “Boondoggle”); you can attempt to, but you cannot eliminate, a “Loss” to someone else.
That “someone else” has got to be a part of the “Loss”…. (be it a bank. some agency). Someone who created the “paper” asset that claimed to back up the arrangement. It has to be a “Loss” to someone!
All this fancy talk about the successful way to eliminate “the bad loans” is just some more “talk”!
It cannot be done! …..Who’se gonna’ take the “Loss”? ….That’s what we oughta’ be talking about.
Eliminate a “Loss”? …..That’s a time waster!
If it’s the Banks, who initiated the loans, then how much are they willing to “Lose” to drop the original loan amount? How much are they willing to pay for the now depreciated loan?
If it’s the broker, when he can be found, what paper work is there to say whether the borrower can pay back the loan?
If it’s one of the loans that were packaged, who can say whether the amount paid for the packaged loan was sufficient to pay off the loan. The next to last owner of the packaged loans was to perform “due diligence” on the new owner of the package to see whether he was “responsible”.…
Someone, in this line, must take a “Loss”.
They can’t expect the person who has lived by the rules, paid his mortgage, to pay an additional amount to pay off the responsibility of someone else. It is this open question that makes the general public so disgusted.
Yeh, but what about all these efforts to pass a bill (stimulus, a bail out package, etc….)?
These efforts are a fraud to distract the general public that there is a way out without someone taking a “Loss”.
If the Government forms a “bad bank” for the next 20 years. all the loans that have not been paid are a direct “Loss” to the government. If the Government loans money to a bank at low interest up clear up a banks balance sheet, the Government “losses” money in the world market because of the low interest…. It’s a “Loss”!
“Someone else” has got to be a part of the “Loss”!
Can’t we charge someone with fraud?
P.S. (It wasn’t until we forgot to pay now, for what we wanted now, that all this trouble began.(but there was an increase in business! Without regulation and proper oversight, was the increase worth it?)
Bill T ….. (P.S. - Lessons to live by.)
It’s always a question of “definition”. What are we really talking about?
Do you really “understand” what we are talking about?
Are you looking for another debate or to learn something new?
Monday, February 2, 2009
#09 – “Distraction vs. Hopelessness”
America “today” needs “hopefulness”. ….After all, didn’t the immigrants feel “hopeful”. “The streets were paved with gold”! ……America was a source for hope!
The “hopelessness” that today pervades America is brought on by feelings:
a - Our government is against us!
b – Our government is stupid, inept, lacks conviction, just wants votes!
c – The use of “distraction” (by the media T.V., and “pundits’) with such words as “stimulus”, “buy outs”, “social engineering, etc.
d – The “Government” should provide us with everything! …our money, our jobs, our opportunities!
Is it any wonder, that with a “lineup” like that, that America today feels “hopeless”?
If the average person feels betrayed, is it any wonder that the feelings against the government are what they are today?
Does it not follow that the government is stupid, “distracted by political infighting”, fighting each other for the “votes”?
Why, then, should the public want to rely on the Government for “handouts”? (opportunities, jobs, etc.)
Why, then, should the public expect solutions to the current financial situation? (stimulus package, buy out package, “bad” bank, etc.)
We are in a “change”! No longer is age a factor, or experience that comes from living on the planet longer. No, we are in a “youth culture”!
Age is supposed to cover everything! …from “the worship of words” to the “coronation” of a world, supposed, leader.
Also, we are in a “change” as far as ethnicity goes. No longer is “white” a national color, but we have “browns”, of various shades, by immigration and by law. Discrimination is a thing of the past. We encourage ethnic diversity!
Yes! We are in a “changing environment”. The “good” of history; the decisions that made us the greatest nation in the world; are all forgotten in the “newest generation”! The “choices made” have been disregarded! I guess we’ll have to learn from history again. (if that’s possible….)
Is it any wonder, that America today feels “hopeless”?
Where oh where does this new generation get its information? …….
Unfortunately from T.V., the “pundits, and from their electronic devices (the info of which does not even stand the scrutiny of secondary sources…)
No wonder that this new generation remains ignorant of history!
For the new generation believes that the Constitution is an “old” document that needs upgrading for the “new society”. At least, that’s what the new President says. The debates, the decisions of “old”, despite the progress this Nation has achieved, was all because of the Constitution was revered and as respected as it was.
Is it any wonder, that America today feels “hopeless”?
The “hopelessness” that today pervades America is brought on by feelings:
a - Our government is against us!
b – Our government is stupid, inept, lacks conviction, just wants votes!
c – The use of “distraction” (by the media T.V., and “pundits’) with such words as “stimulus”, “buy outs”, “social engineering, etc.
d – The “Government” should provide us with everything! …our money, our jobs, our opportunities!
Is it any wonder, that with a “lineup” like that, that America today feels “hopeless”?
If the average person feels betrayed, is it any wonder that the feelings against the government are what they are today?
Does it not follow that the government is stupid, “distracted by political infighting”, fighting each other for the “votes”?
Why, then, should the public want to rely on the Government for “handouts”? (opportunities, jobs, etc.)
Why, then, should the public expect solutions to the current financial situation? (stimulus package, buy out package, “bad” bank, etc.)
We are in a “change”! No longer is age a factor, or experience that comes from living on the planet longer. No, we are in a “youth culture”!
Age is supposed to cover everything! …from “the worship of words” to the “coronation” of a world, supposed, leader.
Also, we are in a “change” as far as ethnicity goes. No longer is “white” a national color, but we have “browns”, of various shades, by immigration and by law. Discrimination is a thing of the past. We encourage ethnic diversity!
Yes! We are in a “changing environment”. The “good” of history; the decisions that made us the greatest nation in the world; are all forgotten in the “newest generation”! The “choices made” have been disregarded! I guess we’ll have to learn from history again. (if that’s possible….)
Is it any wonder, that America today feels “hopeless”?
Where oh where does this new generation get its information? …….
Unfortunately from T.V., the “pundits, and from their electronic devices (the info of which does not even stand the scrutiny of secondary sources…)
No wonder that this new generation remains ignorant of history!
For the new generation believes that the Constitution is an “old” document that needs upgrading for the “new society”. At least, that’s what the new President says. The debates, the decisions of “old”, despite the progress this Nation has achieved, was all because of the Constitution was revered and as respected as it was.
Is it any wonder, that America today feels “hopeless”?
#08 - Is a man with a law degree, common sense, for gab” make a “Good LEADER”?
Is a man a “Good Leader” unless he posses a rare gift of a philosophy of sorts?
If he believes everyone in the world should have the same opportunities, the same standards of living that every one else has, shouldn’t you know? Suppose there are differences? Wouldn’t it be wise to find those differences out before he was elected “Leader”?
Who were his friends? Where did he get his philosophy? What does he truly believe?
Were you overcome by his “gift of gab”?
Do you now believe any president or his administration would make any National policy without many meetings and points of view? (as with the Bush administration)
Is an indictment of the “Administration” any different than “My Team”?
“My team” will create a 200 million man employment scheme?... or an end to the present financial demise? (etc.,etc.)
Have we elected a man who is changing his mind? (and for once, gaining a philosophy?)
Do we have the time now to wait?
Is a man’s common sense enough?
Is a man’s “gift of gab” enough?
Without a philosophy that we understand, have we elected someone to “Lead”?
What have we done?
If he believes everyone in the world should have the same opportunities, the same standards of living that every one else has, shouldn’t you know? Suppose there are differences? Wouldn’t it be wise to find those differences out before he was elected “Leader”?
Who were his friends? Where did he get his philosophy? What does he truly believe?
Were you overcome by his “gift of gab”?
Do you now believe any president or his administration would make any National policy without many meetings and points of view? (as with the Bush administration)
Is an indictment of the “Administration” any different than “My Team”?
“My team” will create a 200 million man employment scheme?... or an end to the present financial demise? (etc.,etc.)
Have we elected a man who is changing his mind? (and for once, gaining a philosophy?)
Do we have the time now to wait?
Is a man’s common sense enough?
Is a man’s “gift of gab” enough?
Without a philosophy that we understand, have we elected someone to “Lead”?
What have we done?
Wednesday, January 21, 2009
#07 Personal - The money system does not exist!
Ever since our economy got rid of gold as a foundation for money, money has been valued as a paper transaction between nations.
How else could there be such enormous amounts transferred from one country to another, daily?
How else could the enormous manufacturing process continue without the “credit” function existing?
How else could the economies of nations exist without “credit”?
How else could the credit function exist without the electronic transfer of wealth exist?
So now you see why we gave up the “gold system” and replaced it with the fiat (or paper) system.
Gold was too cumbersome!
So, enter the fiat (paper money, paper promises) system.
Now, the crooks could come in!... Now the entrepreneurs could start.
“Credit” was an “open season”!.......“Credit” was king!
No longer was a volume of gold to measure, but the total amount of “credit” (paper) could not be audited.
What a bonanza! A “bonanza” for the manipulation of a system…a world wide system!
A system without oversight! … a system that accommodated the new manufacturing process, a system that accommodated “credit”.
No longer was there a green shaded eye on the system; but nations began to apply any value it wanted to, to its existing improvements. Time attempted to sort these values out, but time was not enough. Nations began “currency” manipulations. They began to claim their values on their improvements. Soon; the world was in a mess!..... Nobody had an “oversight” system that worked. “Credits” were given, although “paper” were their backing. There was no way to control “anything”.
We had given up a reasonably controllable “gold system” for a more accommodating fiat (or paper) system….. “Credit” was still “king”. ….. “Use now and pay for it later!”……. “CREDIT”!!!
The money system does not exist!
How else could there be such enormous amounts transferred from one country to another, daily?
How else could the enormous manufacturing process continue without the “credit” function existing?
How else could the economies of nations exist without “credit”?
How else could the credit function exist without the electronic transfer of wealth exist?
So now you see why we gave up the “gold system” and replaced it with the fiat (or paper) system.
Gold was too cumbersome!
So, enter the fiat (paper money, paper promises) system.
Now, the crooks could come in!... Now the entrepreneurs could start.
“Credit” was an “open season”!.......“Credit” was king!
No longer was a volume of gold to measure, but the total amount of “credit” (paper) could not be audited.
What a bonanza! A “bonanza” for the manipulation of a system…a world wide system!
A system without oversight! … a system that accommodated the new manufacturing process, a system that accommodated “credit”.
No longer was there a green shaded eye on the system; but nations began to apply any value it wanted to, to its existing improvements. Time attempted to sort these values out, but time was not enough. Nations began “currency” manipulations. They began to claim their values on their improvements. Soon; the world was in a mess!..... Nobody had an “oversight” system that worked. “Credits” were given, although “paper” were their backing. There was no way to control “anything”.
We had given up a reasonably controllable “gold system” for a more accommodating fiat (or paper) system….. “Credit” was still “king”. ….. “Use now and pay for it later!”……. “CREDIT”!!!
The money system does not exist!
#06 Personal - Who do you want to "Gamble" your money ..... the horse trainer or the Las Vegas executive?
Would you risk everything, your standard of living, your country’s economy, your children’s way of life?
Would you risk it all?
Do you even like to take a risk “all or nothing”?
Well, this is what we’ve done!
Do you want a $3to $4 trillion national deficit or a more manageable $1.5 trillion debt?
Who do you believe? …. The actual bank managers or the voices of the congress?
That’s what we “gambled” on…..
Barac believes we can handle a $3 to $4 trillion national debt. The bank mangers don’t believe America can survive. …… Want to take an “all or nothing gamble”?
With all his campaign rhetoric, Barac wants to stimulate the economy and create 3 million new jobs.
Those people who raised their hands, arms, and voices in an anointment of Barac got their wishes. Did they expect what their gonna’ get? … Did they even “think” before they acclaimed their God? …. Did they think about the consequences of their act? ….. I don’t think so!
With all this goodwill and from his back round and friends, does Barac now believe that he is the one to save us all?
Well, the older ones believe in history repeating itself. The men who mange “credit” say that although they may have goofed once or twice in the past, they can’t see giving $3trillion away in any short term …. much less auditing it, at the same time! The same crooks will be hanging around getting what they can from the government “stimulus package”. Without auditing or “overseeing” with the right people, the same things will happen again.
About that “short time”! Where do all these people come from?... the check writers, the receivers, the “oversight” gang? Does Barac see that as even possible or did he even think about it in his election speeches?
“Who” or “What” did we vote for?
Do you want actual bank managers or Las Vegas executives?
Do you want to risk every thing?
Would you risk it all?
Do you even like to take a risk “all or nothing”?
Well, this is what we’ve done!
Do you want a $3to $4 trillion national deficit or a more manageable $1.5 trillion debt?
Who do you believe? …. The actual bank managers or the voices of the congress?
That’s what we “gambled” on…..
Barac believes we can handle a $3 to $4 trillion national debt. The bank mangers don’t believe America can survive. …… Want to take an “all or nothing gamble”?
With all his campaign rhetoric, Barac wants to stimulate the economy and create 3 million new jobs.
Those people who raised their hands, arms, and voices in an anointment of Barac got their wishes. Did they expect what their gonna’ get? … Did they even “think” before they acclaimed their God? …. Did they think about the consequences of their act? ….. I don’t think so!
With all this goodwill and from his back round and friends, does Barac now believe that he is the one to save us all?
Well, the older ones believe in history repeating itself. The men who mange “credit” say that although they may have goofed once or twice in the past, they can’t see giving $3trillion away in any short term …. much less auditing it, at the same time! The same crooks will be hanging around getting what they can from the government “stimulus package”. Without auditing or “overseeing” with the right people, the same things will happen again.
About that “short time”! Where do all these people come from?... the check writers, the receivers, the “oversight” gang? Does Barac see that as even possible or did he even think about it in his election speeches?
“Who” or “What” did we vote for?
Do you want actual bank managers or Las Vegas executives?
Do you want to risk every thing?
Sunday, January 18, 2009
#05 – Personal - Latest letter to readers 1-18-09
Dear Readers,
Some of you are mystified by the numbers on my blogs. As of 2009 (the #7900 Series)(those that are written in 2009), these are numbered #1 – to the end of 2009.
The numbers #7800 refer to the blogs written in 2008.
They were given another code number depending on which of the 5 original categories they were directed towards.
The blogs that start in 2006 and go through 2800 are now in books that can be purchased for exactly what Kinko’s charges plus shipping and handling expenses.
I make no profit from these books. It is my desire to make these blog-books available to schools and other readers. Can you help me with a wider distribution?
These blogs contain the best of my thinking as I receive thoughts from T.V., the “pundits”, and the other more public “scholars.
I do hope you agree with my directions.
Very truly yours,
Bill T. (William Tishman or glfstudent@yahoo.com)
Some of you are mystified by the numbers on my blogs. As of 2009 (the #7900 Series)(those that are written in 2009), these are numbered #1 – to the end of 2009.
The numbers #7800 refer to the blogs written in 2008.
They were given another code number depending on which of the 5 original categories they were directed towards.
The blogs that start in 2006 and go through 2800 are now in books that can be purchased for exactly what Kinko’s charges plus shipping and handling expenses.
I make no profit from these books. It is my desire to make these blog-books available to schools and other readers. Can you help me with a wider distribution?
These blogs contain the best of my thinking as I receive thoughts from T.V., the “pundits”, and the other more public “scholars.
I do hope you agree with my directions.
Very truly yours,
Bill T. (William Tishman or glfstudent@yahoo.com)
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